Life Insurance For UK Homeowners - ProtectionMatch

Life Insurance For UK Homeowners Like You

Whether you've just got a mortgage, started a family, or you're thinking about protecting what matters - get matched with an FCA-authorised UK protection adviser who'll find the right cover for your situation.

FCA-authorised advisers
Access to leading UK insurers

Step 1 of 9

Who is this cover for?

Cover for yourself, or you and a partner together.

Free, no-obligation. By continuing you agree to our privacy policy.

Step 2 of 9

Are you male or female?

Step 3 of 9

What cover are you interested in?

Step 4 of 9

What's your full name?

So we can personalise your quote and adviser match.

Step 5 of 9

Thanks, what amount of life cover could you be looking for?

Select your cover amount, don't worry you can always change this.

Step 6 of 9

In the past 12 months, have you smoked any tobacco, vaped or used nicotine replacements?

Step 7 of 9

Do you have any pre-existing medical conditions?

Cover is available for most conditions - this just helps us match you to the right adviser.

Step 8 of 9

What's your date of birth?

Premiums are calculated based on age - this helps us find the best rate.

Step 9 of 9 - Almost there

Where should we send your quote?

Your details are secure and only shared with your matched adviser.

By submitting you consent to be contacted by your matched adviser. We'll send a verification SMS to confirm your number.

You're matched!

An FCA-authorised UK protection adviser will be in touch shortly to discuss your free quote.

Check your email for a confirmation.

Our Matched Advisers Compare Leading UK Insurers

The Reality

Why Comparison Sites Often Fail
UK Homeowners

Generic comparison sites give you a number. We give you a specialist who actually understands your situation - mortgage, family, health, and goals.

⚠ The Problems
1

One-size-fits-all quotes

Comparison sites don't account for your full picture - mortgage size, family situation, health history, or future plans.

2

No advice on critical illness or income protection

Most homeowners only get life cover when they actually need bundled protection that covers serious illness and lost income too.

3

No support if your situation is complex

Pre-existing conditions, self-employment, or unusual occupations often mean rejected applications - and no one to help.

4

Lengthy applications waste your time

Multiple medical questions, redundant forms, and slow underwriting decisions for what should be a 15-minute conversation.

✓ Our Solution

Personalised adviser matching

You're matched with a specialist who understands UK mortgage protection and bundles cover that actually fits your needs.

Access to leading UK insurers

Your adviser compares quotes from leading UK insurers including Aviva, L&G, Vitality, AIG, and Royal London.

Real human support throughout

From first call to policy issued, your adviser handles applications, underwriting, and ongoing reviews - no impersonal robots.

15-minute consultation, decisions in days

Our adviser network specialises in fast, efficient processes - most clients get cover sorted in under 14 days.

Coverage Options

Protection That Fits Your Life

From new homeowners to growing families, there's a policy structure that matches your situation. Your adviser will help you choose.

Term Life Insurance

Straightforward protection for you and your family, paying out a lump sum if the worst happens during the policy term.

Mortgage Protection

Cover designed to clear your mortgage if you die or are diagnosed with a serious illness, protecting your family's home.

Critical Illness Cover

Pays a tax-free lump sum if you're diagnosed with cancer, heart attack, stroke, or other serious illnesses listed in your policy.

Income Protection

Replaces 50-70% of your income if you can't work due to illness or injury - essential cover most people overlook.

Family Income Benefit

Provides your family with a regular monthly income rather than a lump sum - often more practical for long-term security.

Whole Of Life

Lifetime cover that's never withdrawn - useful for inheritance tax planning and leaving a guaranteed legacy for loved ones.

How It Works

Three Simple Steps

A simple process to connect you with a UK protection specialist who'll find the right cover for your situation.

Step 01

Tell us about you

Answer quick questions about your situation, what coverage you're looking for, and cover amount. Takes under 60 seconds.

Step 02

Get matched to an adviser

We connect you with an FCA-authorised UK protection specialist who understands your needs. Free, no obligation.

Step 03

Speak with your adviser

Your adviser compares quotes from leading insurers, recommends the right cover, and handles the paperwork.

Ready to protect what matters?

Get matched with a specialist UK protection adviser. Free, no obligation, takes 60 seconds.

Start My Free Quote →

Common Questions

Frequently Asked Questions

Still not sure? We understand life insurance can feel complicated - here are the answers most people want.

Is this a free service?
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Yes, completely free. We don't charge consumers anything for matching them with an adviser. The adviser receives commission from the insurer if you take out a policy - but you're under no obligation to proceed at any point.
How quickly will an adviser contact me?
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Most matched advisers will be in touch within 30 minutes during business hours (Monday-Friday, 9am-6pm). Outside these hours you'll typically receive a call by 10am the next working day.
Are my details kept private?
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Absolutely. Your details are only shared with the single FCA-authorised adviser we match you with - never sold to third parties or shared across multiple firms. We're fully GDPR compliant and you can request data deletion at any time.
Can I get cover with a pre-existing condition?
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Yes - in most cases. Cover is available for the majority of pre-existing conditions, sometimes at a higher premium or with specific exclusions. Your adviser will work to find an insurer that can offer the right cover at a reasonable price for your situation.
What insurers do your advisers compare?
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Our advisers have access to leading UK insurers and typically compare quotes from Aviva, Legal & General, Royal London, Vitality, AIG, LV=, Zurich, Scottish Widows, and The Exeter - among others.
What happens if I stop paying premiums?
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If you stop paying premiums, your cover will lapse - meaning you and your family are no longer protected. Most insurers have a 30-day grace period before cancellation, and your adviser can help you adjust your cover if your circumstances change rather than cancelling entirely.